Credit Building Insights
Expert guidance on tradelines, credit repair, and score-building strategies from the Boost Credit 101 team.

What Debt You Should Pay Off First To Boost Your Credit Score
If one of your financial goals this year is to reduce your overall credit utilization rate, then any additional credit payments you’re able to make can be a sig

Top Three Credit Cards For People With Bad Credit
If you want to secure a credit card, yet your credit isn’t that great, there are a few credit cards out there that might fit the bill. Remember, having a credit

Pay For Deleting Collections - Does It Work?
Even if you pay a collection account at one point or another, you may find it incredibly difficult or next to impossible to completely remove it from your repor

Top Five Strategies For Improving Poor Credit
Effective Strategies to Improve Poor Credit Scores

When Is The Best Time To Pay Off My Credit Card Bill?
While many people think that the due date is the only time they can pay off their credit cards, this is actually a mistake. You can choose to pay your bill off

How To Dispute an Error On Your Credit Report
Your credit score can decline if you have erroneous information on your credit report, including wrongful collection accounts or unauthorized credit inquiries.

Five Unique Ways To Earn A Great Credit Score
Obtaining a good credit score comes with tons of benefits. You’ll be able to find more competitive interest rates on loans, credit cards, and mortgages. If you’

Credit Card Hacks to Increase Your Credit Limit
One of the quickest and easiest ways to boost your credit score is by increasing your credit limit. Of course, before you request a credit limit increase from y

The Pros and Cons of Opening a Joint Credit Card Account
With a joint credit card account, you can share a line of credit, as well as debt repayment responsibility, with another person. Of course, as with anything in

Benefits of Credit Piggybacking in 2022
If you’re looking to boost your credit, you might consider piggybacking on the good credit of a close friend or family member, especially if you have poor credi