Credit Review Policy

Credit Review Policy

Credit Report Review:

Our service includes a verification of the addition of the tradeline to your credit report. In order to enable us to perform this verification, your decision to proceed with a purchase of the service constitutes your express authorization to permit us to request a “soft” copy of your credit report. A “soft” copy of a credit report means that our request for a copy of your credit report will not be reflected on your credit report. Our review of your credit report will take place at two times: prior to the tradeline being added to your credit history and after the tradeline is added to your credit history to verify its addition to your credit report. If requested by us, you agree to provide us with any user identifications or passwords necessary for us to request a “soft” copy of your credit report through a third party credit vendor -www.creditchecktotal.com, www.experian.com, www.freecreditreport.com, www,identityiq.com, or www.privacyguard.com. In the event we discover the tradeline has not been added to your credit report by at least 2 of the 3 major credit bureaus, we will promptly notify you of this fact and provide information so that you can request a full refund or a replacement tradeline.