Credit Building Insights
Expert guidance on tradelines, credit repair, and score-building strategies from the Boost Credit 101 team.
The Pros and Cons of Credit Card Refinancing
The Pros and Cons of Credit Card Refinancing If you’re considering refinancing your credit cards to get a better interest rate, there are a few pros and cons to
Can You Buy A House Without Credit
Can You Buy A House Without Credit? Buying a home without credit or bad credit can be a challenge. However, it’s not an impossible feat by any means. When you p
How To Remedy A Thin Credit File?
How To Remedy A Thin Credit File If you have a thin credit file, it can be difficult to obtain financing. Even if you’re able to get financing, you’ll often fac
Do Buy-Now Pay-Later Services Require Credit Checks?
If you’re on a tight budget, you might consider going with buy-now-pay-later services, as you can space your payments out over a certain period of time to make
Can Too Many Credit Inquiries Hurt My Credit?
When it comes to your credit score, there are several factors that can have an impact. Of course, there are more obvious factors, such as the length of your cre
5 Tips For Remembering Credit Card Due Dates
Your credit card has a due date on which it needs to be paid off each month. If you miss this due date, it can have some severe negative consequences on your cr
The Impact of Inaccurate Information On Your Credit Report
If you’ve read any of our blogs at Boost Credit 101, then you know how often we talk about the different scenarios that can have a negative impact on your credi
How To Find a Debt Strategy That Works For You?
Getting rid of debt is one goal we hear about often. Of course, paying off debt is not a one-size-fits-all situation. It’s important that you find the right str
What Is Credit Report Double Jeopardy and How Can I Fix It?
If you don’t pay debts when they are owed, you can seriously damage your credit report. The question many people ask us is: What happens if a single instance of
The Authorized User Credit Strategy
Sometimes referred to as “credit piggybacking,” the authorized user credit-building strategy is a very common method where you build credit as an authorized use