Credit Building Insights
Expert guidance on tradelines, credit repair, and score-building strategies from the Boost Credit 101 team.
The Importance of Low Utilization as an Authorized User
If you’re looking to become an authorized user on someone else’s credit card, there are many things that you need to consider. Of course, doing it the RIGHT way
Can A Collections Agency Report Old Debt as New Debt?
When it comes to collections accounts, you may have heard of an important date known as “Date of Last Activity” or (DLA). You may have been told not to ever mak
Top 3 Credit Myths YOU Need To Know for 2021
The world of credit can be a difficult one to navigate for many. Even if you aren’t new to the world of credit, it can sometimes feel impossible to discern cred
How Do You Buy a Tradeline?
Contrary to what some might believe, there is nothing illegal or unethical about buying tradelines. In fact, the process of purchasing tradelines is becoming mo
Top 3 Ways To Get Tradelines To Post
The last thing you want to do after you make your tradeline purchase is not ever see them post on your credit report. You might want to check with your tradelin
When Will My Credit Score Reflect My Credit Card?
Your credit score is one of the most important elements in your financial toolbelt. Whether you are applying for a car loan, apartment lease, mortgage, or credi
Top 3 Ways To Improve Your Credit Score Fast
A few of these hacks that we’re going to dive into today aren’t simply for improving your credit score, but every aspect of your financial life. If you’ve been
What Are Updated Tradelines?
When you’re working to build your credit, learning new terms might be of interest to you. One question we get asked a lot here at Boost Credit 101 is, What are
How To Get Rid Of Derogatory Marks On Your Credit Report
If you have a derogatory mark on your credit reports, such as a late payment or collections, your credit report can suffer some serious damage. One question tha
Secured Debt Vs. Unsecured Debt
When it comes to credit, you have two main types: Secured and Unsecured. When it comes to the risks that these pose for both lenders and consumers, the two are