Credit Building Insights
Expert guidance on tradelines, credit repair, and score-building strategies from the Boost Credit 101 team.
Understanding Your Credit Utilization Ratio
Your credit utilization ratio is one of the most important factors you must understand when it comes to your credit. In short, your credit utilization ra
Will Negative Items Stay On My Credit Report Forever?
When it comes to negative information on your credit report, it is worth noting that it can only stay on your report for 10 years max in the case of a Chapter 7
How To Benefit From Credit Cards
Credit card benefits depend on a lot of factors, though most importantly, they depend on the credit card that you choose to use. To find the one with the best b
Debit Cards Vs. Credit Cards - Which Are Better?
Is it better to use a debit card or a credit card? People often ask us that at Boost Credit 101, though the ultimate answer depends on what benefits or features
Secured Credit Vs. Unsecured Credit
When it comes to the risk obtained by lenders and consumers, secured credit and unsecured credit are two very different things. Come with us as we explore these
Top 3 Credit Myths We Can’t Seem To Escape
Unfortunately, credit myths aren’t uncommon. Even people who repair credit often deal with credit myths. In this article, we’re going to explore the top three c
Why You Need To Report Credit File Mistakes
While credit bureaus are typically pretty thorough in making sure consumers have clean and organized credit files, mistakes can happen. You might find that your
Understanding Various Types Of Credit Files
Credit bureaus are typically pretty good at making sure they only have a single credit report per person. Of course, credit bureaus aren’t immune from making mi
Free Yourself From Debt
Even the slightest bit of debt can feel like a looming and lingering black cloud that you can’t escape. Reclaiming your peace of mind means freeing yourself fro
Understanding How Your Credit Score Can Impact Your Financial Life
When people come to us here at Boost Credit 101, they are often looking for ways to improve their credit scores with tradelines . Of course, credit scores are c