Can You Buy A House Without Credit? Buying a home without credit or bad credit can be a challenge. However, it’s not an impossible feat by any means. When you purchase a home, you’ll want to have enough money to make a down payment and a history of paying your bills on time over the past couple of years. You will also need to meet the minimum credit score requirements of the lender. Higher credit scores typically earn more favorable terms on loans, though it is still possible to buy a home if you have bad credit or no credit…
How To Remedy A Thin Credit File If you have a thin credit file, it can be difficult to obtain financing. Even if you’re able to get financing, you’ll often face much higher interest rates. Having a thin credit file can have a negative impact on multiple aspects of your life, costing you big over many years. It’s in your best interest to fix your credit as quickly as you can. Here are a few strategies we recommend for beefing up a thin credit file. Apply For A Secured Credit Card One of the best things to do if you…